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SBI Cashback Credit Card
SBI Cashback Credit Card
5% Unlimited Cashback on All Online Spends
Best suited for E-commerce, food delivery, quick commerce, and online shopping. Explore below for fee waiver calculation, airport lounge list, and verified cardholder pros & cons.
SBI Cashback Credit Card is India’s highest-rewarding shopping card providing a direct flat 5% statement credit on all online merchant purchases with a ₹2 Lakh annual fee waiver.
Complimentary ₹500 cashback voucher upon activation within 30 days
Your Benefits & Reward Structure
Verified reward earning rates across online, offline, and milestone expenditure categories.
- ✔True flat 5% cashback with direct statement adjustment (no reward point conversions)
- ✔Universal merchant support without restrictive e-store portals
- ✔Easy ₹2 Lakh annual milestone spend requirement for complete fee waiver
- ✖Complimentary airport lounge access not included
- ✖Fuel transactions and rent payments excluded from 5% cashback tier
Eligibility & Documentation Requirements
21 years to 65 years (Primary applicant)
₹30,000 / month (Salaried or Self-Employed)
CIBIL 750+ recommended for instant approval
Frequently Asked Questions (SBI Cashback Credit Card)
No. The card has a joining and annual fee of ₹999 + GST, but the annual fee is 100% reversed if your annual card spends exceed ₹2,00,000.
Cashback is automatically credited directly to your SBI Card account balance within two working days before the next monthly billing cycle.
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Disclaimer: FinanceAI provides independent reviews and comparisons. Applying through our partnered referral links supports our independent editorial team at zero additional charge to you. Card issuance and credit limits are solely decided by State Bank of India.
SBI Cashback Credit Card
Fee: ₹999 (Waived on ₹2 Lakh spend)